Preparing for a Workers' Comp Independent Medical Examination

An independent medical examination, despite its name, is typically requested by the insurance company and conducted by a physician of their choosing. The purpose is to provide the insurer with a medical opinion about your condition, its cause, and your ability to work. Understanding the process and preparing appropriately ensures that the examination accurately reflects the reality of your injuries.

How to Prepare

Before the exam, review your medical records and be prepared to describe your symptoms, limitations, and treatment history accurately and consistently. Do not exaggerate your symptoms, but do not minimize them either. The examiner will likely review your records before the appointment, so inconsistencies between your statements and your documented history can be used against you. Bring a list of all medications you are currently taking and all physicians who have treated you for the condition.

During the examination, be honest and thorough. Describe your symptoms including pain levels, functional limitations, and how the condition affects your daily activities and work capacity. Note exactly how long the examination takes, what tests were performed, and what questions were asked. It is generally permissible to have someone accompany you to the appointment, and in some states you have the right to record the examination. After the exam, write down everything you remember while it is fresh. If the IME physician's report contradicts your treating physician's opinions, your attorney can challenge the findings with rebuttal medical evidence.